IndusInd Bank
IndusInd Bank Pinnacle Credit Card
This is an invite only card
Top Benefits
Buy One Get One Movie Tickets
via BookMyShow, up to three times a month
Global Airport Lounge Access
Priority Pass membership for you and your partner 1 complimentary international lounge visit every calendar quarter outside India across 1,400+ lounges worldwide
Best For
Shopping
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹17,700 ( ₹15000 + GST )
Annual Fees
₹0 ( ₹0 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
10LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- A premium lifestyle & travel card offering complimentary airport lounge access
- monthly golf games & lessons
- buy-one-get-one movie tickets
- Total Protect insurance, 24x7 concierge
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- Airline Miles
- Product
- Vouchers
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Utility Bills
Insurance Premium Payments
Government Services
Education Institute fees
Real Estate
Rental Payments
For Spends Waiver
Utility Bills
Insurance Premium Payments
Government Services
Education Institute fees
Real Estate
Rental Payments
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.83% per month (46% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.83% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card, minimum ₹300, if applicable | 2.5% |
Reward Redemption Fees ₹100 redemption fee per redemption | ₹100 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹250 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹250 |
Cash Payment Fees A fee of ₹100 is levied for cash payments made at IndusInd Bank branches | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹500 | ₹100 |
| ₹5000 | ₹750 |
| ₹8000 | ₹1200 |
| ₹10,000 | ₹1300 |
| ₹10,000 & above | ₹1300 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Buy One Get One Movie Tickets
via BookMyShow, up to three times a month
Global Airport Lounge Access
Priority Pass membership for you and your partner 1 complimentary international lounge visit every calendar quarter outside India across 1,400+ lounges worldwide
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