IndusInd Bank
EazyDiner IndusInd Bank Signature Credit Card
This is an invite only card
Apply and get ₹1000 Rewards
Top Benefits
Earn 3X EazyPoints on every Dining Transaction
via the card redeemable for free hotel stays, free meals and exclusive restaurant events across India
Get 1-year EazyDiner Prime Membership worth ₹3,550 on Joining
with guaranteed 25%-50% off at 2,000+ premium restaurants, plus 2,000 welcome bonus EazyPoints
Best For
Shopping
Dining
Travel
The EazyDiner IndusInd Signature Credit Card is a co-branded dining and lifestyle card from IndusInd Ba...
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The EazyDiner IndusInd Signature Credit Card is a co-branded dining and lifestyle card from IndusInd Ba...
The EazyDiner IndusInd Signature Credit Card is a co-branded dining and lifestyle card from IndusInd Bank and EazyDiner, the leading restaurant booking and discovery platform in India. The card is purpose-built for people who eat out frequently, plan vacations through hotel partnerships, and want a curated dining discount programme bundled with their credit card. It runs on the VISA Signature platform.
The card is priced at ₹2,999 plus GST as a joining fee, with an annual renewal fee of ₹2,999 plus GST from the second year onwards. The annual fee is not waivable through spend milestones, which means you need to extract more than ₹2,999 in annual value to justify holding the card. The welcome benefits alone make this calculation favourable: a complimentary EazyDiner Prime membership worth ₹3,550, 2,000 EazyPoints credited on activation, and a Postcard Hotel voucher worth ₹7,500. The total face value of the welcome bouquet is approximately ₹13,000, which materially exceeds the joining fee.
The reward conversion rate on the card is 1 reward point equals ₹0.20 in cash value, with the base earn structure being 10 RPs per ₹100 on travel, shopping, and entertainment merchant categories. The card targets a CRIF score requirement of 720 and above, with a minimum income of ₹9 lakh per annum. The age band is 21 to 60 years for both salaried and self-employed applicants.
View FAQ
Commonly Asked Questions
Q. What is the joining fee on the EazyDiner IndusInd Signature?
A. The joining fee is ₹2,999 plus GST, and the annual renewal fee from the second year is also ₹2,999 plus GST, both non-waivable.
Q. What is the total welcome benefit value?
A. The welcome bouquet includes EazyDiner Prime membership (₹3,550), 2,000 EazyPoints, and a Postcard Hotel voucher (₹7,500), for a total face value of approximately ₹13,000.
Q. What is the reward conversion rate?
A. One reward point is worth ₹0.20 in cash redemption value on this card.
Expert Review
The EazyDiner IndusInd Signature Credit Card is one of the most distinctive co-branded cards in the Indian market for one reason: the 25 percent EazyDiner app discount of up to ₹1,000 per transaction is a direct rupee-back benefit that compounds quickly. Two restaurant visits a month with a ₹4,000 bill each generates ₹1,000 of discount per visit, totalling ₹2,000 per month or ₹24,000 per year. Once you stack the ₹3,000 monthly cap unlock (triggered by ₹30,000 non-dining spend in the previous month), the annual ceiling jumps to ₹60,000 of dining discounts for very active users.
The welcome bouquet is genuinely strong. Few cards in this fee segment offer ₹13,000 of face value upfront. EazyDiner Prime worth ₹3,550 is itself worth more than the joining fee. The Postcard Hotel voucher of ₹7,500 is a clean cash-equivalent for someone who would have stayed at a boutique property anyway.
The trade-offs are clear. The annual fee is non-waivable, so you cannot avoid paying ₹2,999 plus GST every year regardless of usage. The dining discount is conditional on booking via the EazyDiner app, which may not always be the most convenient booking flow. The 120-minute same-restaurant rule cuts off discount stacking. If you cannot consistently route restaurant bookings through EazyDiner, the value proposition weakens significantly.
Net net, this is a high-conviction card for two profiles: heavy diners who already use EazyDiner, and lifestyle spenders who can use the Postcard Hotel voucher and EazyDiner Prime in the first year. For anyone outside these profiles, the non-waivable ₹2,999 annual fee from year two onwards turns into deadweight.
Joining / Annual Fee
Joining Fees
₹3,539 ( ₹2999 + GST )
Annual Fees
₹3,539 ( ₹2999 + GST )
The EazyDiner IndusInd Signature carries a joining fee of ₹2,999 plus GST and an annual renewal fee of ...
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The EazyDiner IndusInd Signature carries a joining fee of ₹2,999 plus GST and an annual renewal fee of ...
The EazyDiner IndusInd Signature carries a joining fee of ₹2,999 plus GST and an annual renewal fee of ₹2,999 plus GST from the second year onwards. Critically, the annual fee is not waivable through spend milestones, unlike many other cards in the segment. This means you commit to paying ₹2,999 per year for as long as you hold the card.
The math, however, works in the cardholder's favour from year one because the welcome benefits alone (EazyDiner Prime ₹3,550, 2,000 EazyPoints, and Postcard Hotel voucher ₹7,500) total approximately ₹13,000 in face value. From year two onwards, you need to extract ₹2,999 in annual value to keep the card net positive. If you dine out twice a month at partner restaurants and claim the 25 percent discount up to ₹1,000, you save ₹2,000 a month, or ₹24,000 a year, just on dining discounts. That is 8x the annual fee.
View FAQ
Commonly Asked Questions
Q. Is the annual fee waivable?
A. No, the ₹2,999 annual fee is not waivable through spend milestones. You pay ₹2,999 plus GST every year you hold the card.
Q. What is the GST applicable on the fee?
A. GST at 18 percent is charged on the joining and annual fees, making the effective fee approximately ₹3,539 inclusive of tax.
Q. Is the welcome benefit worth the joining fee?
A. The welcome bouquet face value of approximately ₹13,000 is more than 4x the joining fee, making the first year net positive even before factoring in dining discounts and reward earnings.
Q. Can I downgrade if I do not want to pay the annual fee?
A. You may be able to downgrade to a different IndusInd Bank credit card with a lower fee or zero fee. Speak with IndusInd Bank customer service before the renewal date if you wish to do so.
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
9LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
The EazyDiner IndusInd Signature has eligibility filters appropriate for the upper-mid income segment. ...
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The EazyDiner IndusInd Signature has eligibility filters appropriate for the upper-mid income segment. ...
The EazyDiner IndusInd Signature has eligibility filters appropriate for the upper-mid income segment. Both salaried and self-employed applicants must be between 21 and 60 years of age. The minimum income criterion is ₹9 lakh per annum, which is above the entry-level cards but below the premium tier. A CRIF credit score of 720 and above is the typical threshold for approval. The bank reserves the right to assess each application on its merits including existing credit lines, repayment history, and overall credit profile.
Applicants must be Indian residents with valid PAN and Aadhaar documentation. Existing IndusInd Bank customers and EazyDiner Prime members may be eligible for pre-approved offers.
View FAQ
Commonly Asked Questions
Q. What is the minimum income required?
A. The minimum income criterion is ₹9 lakh per annum for both salaried and self-employed applicants.
Q. What credit score is needed?
A. A CRIF score of 720 or higher is the typical threshold for approval on this card.
Q. Is the card available for self-employed applicants?
A. Yes, self-employed applicants between 21 and 60 years with ₹9 LPA income and a CRIF score of 720 plus are eligible.
Q. Can NRIs apply for this card?
A. The card is primarily designed for resident Indians. NRI eligibility is at the bank's discretion and not standard.
All Card Benefits
- Get up to ₹5,000 per month in dining discounts via the EazyDiner App, 25% off per transaction capped at ₹1,000, with ₹2,000 base + ₹3,000 on meeting non-dining spend criteria.
- Earn 10 reward points per ₹100 on travel, shopping & entertainment the highest accelerated earn rate on this card at an effective 1% return.
- Welcome package worth over ₹11,000 including EazyDiner Prime membership (₹3,550), Postcard Hotel voucher (₹7,500), and 2,000 bonus EazyPoints.
The card's reward structure puts dining and lifestyle spending at the centre. You earn 10 RPs per ₹100 ...
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The card's reward structure puts dining and lifestyle spending at the centre. You earn 10 RPs per ₹100 ...
The card's reward structure puts dining and lifestyle spending at the centre. You earn 10 RPs per ₹100 on travel, shopping, and entertainment merchant categories, which at the 1 RP equals ₹0.20 conversion translates to a 2 percent effective value-back. On a monthly spend of ₹25,000 in these categories, you earn 2,500 RPs worth ₹500 in cash value. Over a year, ₹3 lakh in eligible spend gives you 30,000 RPs worth ₹6,000, comfortably recovering the joining fee and then some.
The headline dining benefit is an additional 25 percent off up to ₹1,000 per transaction at partner restaurants when bookings are made through the EazyDiner mobile application. The dining discount is capped at ₹2,000 per calendar month as the base limit. However, if you spend ₹30,000 or more in non-dining categories on the card in the previous calendar month, an additional ₹3,000 cap is unlocked for the current month, taking the total dining discount cap to ₹5,000 per month. That is a significant uplift for active users who concentrate non-dining spends on this card.
There are some operational constraints to be aware of. The 25 percent dining discount is available only when bookings are made through the EazyDiner app, not via direct restaurant bookings or other booking platforms. Two consecutive transactions at the same restaurant within a 120-minute window are not eligible for the discount; this is to prevent transaction splitting to extract higher discounts. The discount applies only on partner restaurants listed on the EazyDiner app, which is an extensive but not exhaustive list of restaurants.
The complimentary EazyDiner Prime membership unlocks deeper restaurant discounts, priority bookings, and curated dining experiences. The Postcard Hotel voucher worth ₹7,500 can be used for stays at any Postcard Hotels property, which is a chain of boutique heritage properties in destinations like Goa, Coorg, and Munnar. The 2,000 EazyPoints credited on activation can be used for further dining discounts on the EazyDiner platform.
View FAQ
Commonly Asked Questions
Q. How does the 25 percent EazyDiner discount work?
A. You get a 25 percent discount up to ₹1,000 per transaction at partner restaurants on bills paid through the EazyDiner app. The base monthly cap is ₹2,000, extendable to ₹5,000 with ₹30,000 non-dining spend in the previous month.
Q. Is the dining discount available on all restaurants?
A. The discount applies only to partner restaurants listed on the EazyDiner app, and only when bookings are made and paid through the app.
Q. Why are two consecutive transactions at the same restaurant excluded?
A. Two transactions at the same restaurant within a 120-minute window are excluded to prevent customers from splitting bills to artificially trigger multiple discount claims.
Q. What is EazyDiner Prime?
A. EazyDiner Prime is the platform's premium membership which gives you deeper restaurant discounts, curated dining experiences, and priority access. It is worth ₹3,550 and is included complimentary as part of the welcome benefit.
Q. How do I use the Postcard Hotel voucher?
A. The Postcard Hotel voucher worth ₹7,500 can be redeemed against stays at any Postcard Hotels property by following the redemption steps shared at the time of voucher delivery.
Q. What is the reward earn rate on non-category spends?
A. The 10 RPs per ₹100 earn rate applies primarily to travel, shopping, and entertainment categories. Other categories earn at standard base rates as per the IndusInd reward programme.
Q. Can I combine the EazyDiner discount with other restaurant offers?
A. The 25 percent EazyDiner app discount typically cannot be stacked with other promotional offers running on the same restaurant. Always check the offer terms on the EazyDiner app at the time of booking.
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.20
Redemption Options
- Dining: EazyDiner
- Hotel/Events: EazyDiner
- IndusMoments Catalog
- Vouchers & Gift Cards
- Food & Grocery: Swiggy, Instamart, and McDonald's
- Travel: Ixigo (Flights & Trains)
- Entertainment & Shopping: BookMyShow, The Souled Store, and Jio Prepaid/Fiber Bill Payments
To check redemption catalogue
Reward points earned on the EazyDiner IndusInd Signature can be redeemed through the IndusMobile app or...
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Reward points earned on the EazyDiner IndusInd Signature can be redeemed through the IndusMobile app or...
Reward points earned on the EazyDiner IndusInd Signature can be redeemed through the IndusMobile app or the IndusInd Bank net banking rewards portal. The catalogue offers statement credit, gift vouchers across brands in dining, fashion, electronics, travel, and grocery, and merchandise options. At the 1 RP equals ₹0.20 conversion rate, a 5,000 RP balance is worth ₹1,000 in redemption value.
The EazyDiner cashback and discounts earned through the EazyDiner app are credited as EazyPoints to your EazyDiner account, separate from the IndusInd reward points. EazyPoints can be used for dining discounts on the EazyDiner platform at participating restaurants. The two reward currencies work in parallel, giving you twin streams of value.
View FAQ
Commonly Asked Questions
Q. Where do I redeem IndusInd reward points?
A. You can redeem reward points through the IndusMobile app or the IndusInd Bank net banking rewards portal, with options including statement credit, vouchers, and merchandise.
Q. What is the difference between RPs and EazyPoints?
A. Reward points (RPs) are IndusInd Bank's credit card reward currency, redeemable in the bank's catalogue. EazyPoints are the EazyDiner platform's loyalty currency, usable for dining discounts on the EazyDiner app.
Q. Do reward points expire?
A. IndusInd Bank reward points typically have a validity of 24 to 36 months from the date of accrual. Refer to the latest reward terms for exact validity.
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an IndusInd Bank Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an IndusInd Bank Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions - Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges (Late Fee
dishonored cheque charges
transaction charges & etc)
Payments made using standard instructions
For Spends Waiver
Rent payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions - Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges (Late Fee
dishonored cheque charges
transaction charges & etc)
Payments made using standard instructions
Several transaction types do not earn reward points or accelerated cashback on this card. Cash advances...
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Several transaction types do not earn reward points or accelerated cashback on this card. Cash advances...
Several transaction types do not earn reward points or accelerated cashback on this card. Cash advances and ATM withdrawals do not earn rewards. EMI conversions do not earn rewards after conversion. Balance transfers and finance charges levied on the card itself do not earn rewards.
Rent payments through third-party rent apps, wallet loads to digital wallets, fuel transactions (which earn the surcharge waiver but not points), government services and statutory payments, insurance premiums beyond defined caps, and gambling and gaming MCC categories are typically excluded. Disputed and reversed transactions also do not earn rewards.
View FAQ
Commonly Asked Questions
Q. Are EMI conversions excluded from rewards?
A. Yes, transactions converted to EMI do not earn reward points after conversion.
Q. Do rent payments earn rewards?
A. No, rent payments through third-party rent platforms are excluded from reward earnings and may attract a 1 percent surcharge.
Q. Are fuel transactions excluded?
A. Fuel transactions do not earn reward points but qualify for the 1 percent fuel surcharge waiver subject to standard brackets.
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.83% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases. | 3.83% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹500. | 2.50% |
Reward Redemption Fees A reward redemption handling fee of ₹100 plus applicable GST is charged per redemption request. | ₹100 |
Link for all T&Cs | Click Here |
Railway Surcharge | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
cheque Payment Fees A fee of ₹100 is charged for payments made by cheque. | ₹100 |
Cash Payment Fees A fee of ₹100 is charged for payments made by depositing cash at a bank branch or ATM. | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| Up to ₹100 | Nil |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹350 |
| ₹1,001 – ₹10,000 | ₹550 |
| ₹10,001 – ₹25,000 | ₹800 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
The EazyDiner IndusInd Signature has a fee structure typical of the premium dining card segment. The jo...
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The EazyDiner IndusInd Signature has a fee structure typical of the premium dining card segment. The jo...
The EazyDiner IndusInd Signature has a fee structure typical of the premium dining card segment. The joining and annual fee are both ₹2,999 plus GST, with the annual fee being non-waivable. The annual percentage rate on revolving credit is approximately 3.6 percent per month, working out to 43.2 percent per annum. On an outstanding balance of ₹40,000 carried for a month, you accrue approximately ₹1,440 in interest charges.
Late payment fees are slab-based starting at zero on small balances below ₹500. For balances between ₹501 and ₹5,000, a fee of ₹500 typically applies. For ₹5,001 to ₹10,000, the fee is approximately ₹750. For balances above ₹10,000, the fee is ₹1,200 or higher.
Forex markup is 3.5 percent on international transactions. On a ₹60,000 international purchase, this adds ₹2,100 to your bill. ATM cash advance fee is 2.5 percent of the withdrawn amount with a minimum applicable. Rent payments via third-party platforms attract a 1 percent surcharge. Railway transactions get a partial waiver. Cash payment at branch is ₹100 per instance. Cheque payment is free. Reward redemption is currently free.
| Fee Type | Charge |
|---|---|
| Joining Fee | ₹2,999 plus GST |
| Annual Fee | ₹2,999 plus GST (not waivable) |
| APR (Monthly) | 3.6% per month (43.2% per annum) |
| Late Payment Fee | ₹0 / ₹500 / ₹750 / ₹1,200 (slab-based) |
| Forex Markup | 3.5% |
| ATM Cash Advance Fee | 2.5% of withdrawn amount |
| Rent Payment Charge | 1% of transaction value |
| Railway Surcharge | Refer to MITC for the latest charges |
| Cash Payment at Branch | ₹100 per instance |
| Cheque Payment Charge | ₹0 |
| Reward Redemption Fee | Free |
View FAQ
Commonly Asked Questions
Q. What is the APR on this card?
A. The APR is approximately 3.6 percent per month, working out to 43.2 percent per annum on revolving balances.
Q. What is the late payment fee on a ₹6,000 balance?
A. A late payment fee of approximately ₹750 typically applies on outstanding balances between ₹5,001 and ₹10,000.
Q. What is the forex markup on this card?
A. The forex markup is 3.5 percent on all international transactions, applied on the converted INR value.
Q. Is there a fee for paying rent via the card?
A. Yes, rent payments through third-party rent apps attract a 1 percent surcharge on the transaction value.
Q. What is the cash advance fee?
A. ATM cash advance fee is 2.5 percent of the withdrawn amount with a minimum applicable, plus immediate finance charges from the day of withdrawal.
Q. Is reward redemption free?
A. Yes, reward redemption on the EazyDiner IndusInd Signature is currently free of charge.
Documents Required
Salaried applicants need PAN, a valid address proof such as Aadhaar, passport, driving licence, or voter ID, the latest 3 months' salary slips, and the latest 3 to 6 months' bank statements showing salary credits. Self-employed applicants need PAN, address proof, the last 2 years' income tax returns with computation, the most recent 6 months' business bank statements, and proof of business existence such as a GST registration or shop establishment certificate.
Existing IndusInd Bank customers may have reduced documentation requirements thanks to pre-filled income data. Carry self-attested copies and originals for verification.
View FAQ
Commonly Asked Questions
Q. What documents do salaried applicants need?
A. PAN, address proof, last 3 months' salary slips, and last 3 to 6 months' bank statements.
Q. What documents are required for self-employed applicants?
A. PAN, address proof, last 2 years' ITRs, 6 months' business bank statements, and proof of business existence.
Q. Is video KYC supported?
A. Yes, IndusInd Bank supports video KYC, which lets you complete verification online without visiting a branch.
Who Should Get This Card?
The EazyDiner IndusInd Signature Credit Card is built for two types of users. The first is the frequent diner who eats out at restaurants regularly and is willing to book through the EazyDiner app to claim the 25 percent discount. If your monthly restaurant spend is ₹15,000 to ₹25,000 and you can route it through EazyDiner, the dining discount alone can deliver ₹2,000 to ₹5,000 per month in savings. Over a year, that is ₹24,000 to ₹60,000 in restaurant savings, dwarfing the ₹2,999 annual fee.
The second is the traveller who appreciates the Postcard Hotel voucher, the EazyDiner Prime experience, and the curated lifestyle benefits. The first year is hugely net positive because of the welcome bouquet face value of approximately ₹13,000.
This card is less ideal for someone who does not eat out often, for those whose primary credit card need is rewards on online shopping (the Amazon Pay ICICI or SBI Cashback would serve better), and for those who want lounge access as the primary benefit (HDFC Diners Club or Axis Magnus would be more suitable). The non-waivable annual fee also makes this card unsuitable for someone who wants the flexibility to keep the card without consistent usage.
Credit Limit and What to Expect
The credit limit on the EazyDiner IndusInd Signature depends on your income, credit profile, and CRIF score. Applicants in the ₹9 LPA to ₹15 LPA range typically see starting limits between ₹1.5 lakh and ₹4 lakh. Applicants above ₹15 LPA may receive limits from ₹4 lakh to ₹8 lakh or more depending on the overall profile strength.
The cash withdrawal limit is typically 20 to 40 percent of the credit limit. ATM cash advances trigger a 2.5 percent fee on the withdrawn amount and immediate finance charges at the APR, making cash advances an expensive transaction type that should be avoided unless absolutely necessary.
View FAQ
Commonly Asked Questions
Q. What is the typical starting credit limit?
A. Starting credit limits typically range from ₹1.5 lakh to ₹4 lakh for the ₹9 to 15 LPA income bracket, scaling up with higher income and stronger profiles.
Q. Can the credit limit be increased later?
A. Yes, after 6 to 12 months of disciplined card use, you can request a credit limit enhancement through the IndusMobile app or by writing to customer service.
Q. What is the cash advance limit?
A. Cash advance limits are typically 20 to 40 percent of your total credit limit, with cash advance fees and immediate interest applicable.
How to Apply?
You can apply for the EazyDiner IndusInd Signature through the IndusInd Bank official website, through the EazyDiner mobile application, or through credit card comparison platforms such as BankKaro. EazyDiner Prime members and frequent EazyDiner users may receive pre-approved offers directly within the EazyDiner app.
The online application takes around 24 to 48 hours for in-principle approval, after which physical card delivery follows in 5 to 7 working days. Pre-approved applicants may get instant approval and virtual card issuance for immediate online use.
View FAQ
Commonly Asked Questions
Q. Can I apply through the EazyDiner app?
A. Yes, the EazyDiner mobile app has a dedicated section for the co-branded credit card application, especially for EazyDiner Prime members and frequent users.
Q. How long does approval take?
A. Standard online applications get an in-principle decision within 24 to 48 hours. Physical card delivery follows in 5 to 7 working days after approval.
Q. Is there an instant virtual card option?
A. Pre-approved applicants may be issued a virtual card immediately upon approval, which can be used for online transactions while the physical card is in transit.
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1000 Rewards
Top Benefits
Earn 3X EazyPoints on every Dining Transaction
via the card redeemable for free hotel stays, free meals and exclusive restaurant events across India
Get 1-year EazyDiner Prime Membership worth ₹3,550 on Joining
with guaranteed 25%-50% off at 2,000+ premium restaurants, plus 2,000 welcome bonus EazyPoints
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