IndusInd Bank
IndusInd Jio-bp Mobility+ Credit Card
This is an invite only card
Top Benefits
Earn 12 Smiles for Every ₹100 Spent Across the Jio-bp Network
Petrol, Diesel, Castrol lubes, wildbean cafe, Jio-bp Pulse (EV charging) and Jio-bp convenience store, Capped at 1,200 Smiles a Statement Cycle
Earn 5 Smiles for Every ₹100 Spent on Dining
inside the Jio-bp ecosystem earns more still — the wildbean café sits in the 12 Smiles per ₹100 group
Best For
Fuel
Dining
Grocery Shopping
Expert Review
Joining / Annual Fee
Joining Fees
₹589 ( ₹499 + GST )
Annual Fees
₹0 ( ₹0 + GST )
Eligibility
Age
Criteria*
18-70 years
Salary
Criteria*
2.4LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 12 Smiles per ₹100 on all Jio-bp spends petrol, diesel, Castrol lubes, wildbean café, Jio-bp Pulse EV charging and Jio-bp convenience stores
- 5 Smiles per ₹100 on dining, supermarket and grocery spends, with a cap of 1,200 Smiles in a statement cycle on Jio-bp earnings
- 400 on the first Jio-bp fuel or EV-charging transaction within 30 days of card setup; 200 in any statement cycle with ₹4,000 or more of Jio-bp spends
- complimentary wildbean café coupon worth ₹200 on the first wildbean café transaction within 30 days of card setup
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Smile = ₹0.25
Redemption Options
- Jio-bp fuel station
- Jio-bp Convenience store
- wildbean Café
- Jio-bp Pulse (EV charging
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel (Non Jio-bp)
Insurance
Government Services
Utility Bills
Rent
For Spends Waiver
Fuel (Non Jio-bp)
Insurance
Government Services
Utility Bills
Rent
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.95% per month 47.40% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.95% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹300, if applicable | 2.5% |
Reward Redemption Fees No fee is charged when redeeming reward points | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹250 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹250 |
Cash Payment Fees A fee of ₹100 is levied for making payment of credit card dues in cash at an IndusInd Bank branch | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Earn 12 Smiles for Every ₹100 Spent Across the Jio-bp Network
Petrol, Diesel, Castrol lubes, wildbean cafe, Jio-bp Pulse (EV charging) and Jio-bp convenience store, Capped at 1,200 Smiles a Statement Cycle
Earn 5 Smiles for Every ₹100 Spent on Dining
inside the Jio-bp ecosystem earns more still — the wildbean café sits in the 12 Smiles per ₹100 group
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.