Kotak
Kotak Solitaire Credit Card
This is an invite only card
LIFETIME FREE Card
This is an invite only card
This is an invite only card
Top Benefits
Unlimited Complimentary Domestic and International (Priority Pass) Airport
lounge visits for primary and add-on cardholders, plus 4 guest visits a year
Complimentary Zomato Gold membership for 1 year at ₹1 20% off
up to ₹5,000 per transaction (twice a month) on District by Zomato (Dining) plus early/priority access to curated chef's-table and tasting-menu dining experiences via District by Zomato
Best For
Dining
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹0 ( ₹0 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
60LPA
Credit
Rating*
750+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Earn Air Miles on every spend (10 Air Miles/₹100 on flights & hotels via Kotak Unbox3 Air Miles/₹100 elsewhere)
- Unlimited domestic & international airport lounge access
- Zero forex mark-up
- Zomato Gold & District dining privileges
- Visa luxury-stay privileges and a dedicated Solitaire Concierge
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Air Miles - ₹1
Redemption Options
- Flight & Hotel Bookings
- Vouchers
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Utility Bills
Telecom
Insurance
Education
Government
Rent
Fuel
Wallet Loading
Gaming
EMI Transactions
Cash Withdrawal/Advance
International Transactions
For Spends Waiver
Utility Bills
Telecom
Insurance
Education
Government
Rent
Fuel
Wallet Loading
Gaming
EMI Transactions
Cash Withdrawal/Advance
International Transactions
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  0% forex mark-up is charged on transactions made in currencies other than INR. This card offers zero forex mark-up; it applies to international POS payments and online purchases charged in foreign currency | 0% |
APR Fees Finance charges of 3.50% per month (42% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.5% |
ATM withdrawal 1% of the withdrawn amount is charged on cash advances using the credit card (no minimum | 1% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees No rent payment fee is charged on this card | Not Applicable |
cheque Payment Fees A fee of 2% of the payment amount (minimum ₹500) is levied for cheque return | 2% |
Cash Payment Fees Cash payment at branches is waived on the Kotak Solitaire Credit Card | ₹0 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Unlimited Complimentary Domestic and International (Priority Pass) Airport
lounge visits for primary and add-on cardholders, plus 4 guest visits a year
Complimentary Zomato Gold membership for 1 year at ₹1 20% off
up to ₹5,000 per transaction (twice a month) on District by Zomato (Dining) plus early/priority access to curated chef's-table and tasting-menu dining experiences via District by Zomato
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.