RBL Bank
RBL Bank Icon Credit Card
This is an invite only card
Top Benefits
Earn an Accelerated 20 Reward Points per ₹100 on Weekend Dining
up to 2,000 Reward Points each per month equal to RBL’s stated 6% value back
Get 2 Complimentary Domestic Airport Lounge Visits
every quarter on ₹35,000 of spend in the previous quarte
Best For
Shopping
Dining
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹5,900 ( ₹5000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 20 Reward Points per ₹100 on weekend dining & international purchases up to 2,000 RP month each, 6% value back
- up to 45,000 milestone Reward Points on annual spends of ₹3 lakh / ₹5 lakh / ₹8 lakh
- Buy-1-Get-1 movie tickets on BookMyShow (up to ₹200, twice a month)
- 2 complimentary domestic airport lounge visits per quarter on ₹35,000 previous-quarter spend and access to 1,400+ international lounges
- golf programme 4 complimentary rounds year, 1 lesson month, 50% off green fees
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- Flight & Hotel Bookings
- Shopping Vouchers
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Utilities Bills
Insurance
Quasi Cash
Real Estate
Rental
Wallet
Government Services
Cash Withdrawal
EMI
For Spends Waiver
Fuel
Utilities Bills
Insurance
Quasi Cash
Real Estate
Rental
Wallet
Government Services
Cash Withdrawal
EMI
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.99% per month 47.88% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.99% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 + GST redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions | 1% |
cheque Payment Fees A fee of ₹500 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹500 |
Cash Payment Fees A fee of ₹100 is charged for making credit card bill payments in cash at RBL Bank branches | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹700 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1,100 |
| ₹50,001+ | ₹1,300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Earn an Accelerated 20 Reward Points per ₹100 on Weekend Dining
up to 2,000 Reward Points each per month equal to RBL’s stated 6% value back
Get 2 Complimentary Domestic Airport Lounge Visits
every quarter on ₹35,000 of spend in the previous quarte
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.