RBL Bank
RBL Platinum Maxima Credit Card
This is an invite only card
Top Benefits
Earn 5X Reward Points on Every Grocery Bill
weekly grocery run earns 10 reward points for every ₹100, capped at 1,000 reward points a month
Get a Free Movie Ticket on BookMyShow
Worth ₹100 Every Month
Best For
Shopping
Dining
Grocery Shopping
Expert Review
Joining / Annual Fee
Joining Fees
₹2,360 ( ₹2000 + GST )
Annual Fees
₹2,360 ( ₹2000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 10 reward points for every ₹100 spent on dining, grocery, entertainment and international purchases capped at 1,000 reward points a month
- 10,000 bonus points at ₹2.5 lakh of eligible spends in a membership year and a further 10,000 at ₹4 lakh, capped at 20,000 points
- 1 complimentary BookMyShow ticket worth up to ₹100 every month on a booking of two or more tickets, through the RBL Bank Buy 1 Get 1 offer
- 1 complimentary domestic airport lounge visit a quarter for the primary cardmember, earned by spending ₹35,000 or more in the previous calendar quarter
Milestone Benefits
10000 reward points(Worth ~ ₹2,500)
Spend ₹2,50,000 in 365 days
10000 reward points(Worth ~ ₹2,500)
Spend ₹4,00,000 in 365 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward point = ₹0.25
Redemption Options
- Flight & Hotel Bookings
- Vouchers
- Mobile Recharge/ Bill Payments
- Shopping
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Utility Bills
Insurance
Quasi-cash
Railways
Real Estate
Rent
Education
Wallet
Service Provider
Government Services
Contracted Service
Cash
EMI
Miscellaneous
For Spends Waiver
Fuel
Utility Bills
Insurance
Quasi-cash
Railways
Real Estate
Rent
Education
Wallet
Service Provider
Government Services
Contracted Service
Cash
EMI
Miscellaneous
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.99% per month 47.88% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.99% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees 99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹500 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹500 |
Cash Payment Fees A fee of ₹100 is levied for paying credit card dues in cash at an RBL Bank branch | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹700 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1,100 |
| ₹50,001+ | ₹1,300 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Earn 5X Reward Points on Every Grocery Bill
weekly grocery run earns 10 reward points for every ₹100, capped at 1,000 reward points a month
Get a Free Movie Ticket on BookMyShow
Worth ₹100 Every Month
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