SBI
Reliance SBI Card PRIME
This is an invite only card
Top Benefits
Earn up to 20 Reward Points per ₹100 on AJIO & JioMart
and 10 Reward Points per Rs. 100 at other participating Reliance Retail Stores
Complimentary Priority Pass Membership Worth $99 With
4 international lounge visits per year (max 2 per quarter), plus 2 complimentary domestic airport lounge visits every quarter in India
Best For
Shopping
Grocery Shopping
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹3,539 ( ₹2999 + GST )
Annual Fees
₹3,539 ( ₹2999 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Welcome Reliance Retail vouchers worth ₹3,000 + additional discount vouchers worth ₹11,999
- milestone Reliance Retail vouchers worth ₹8,750 and Renewal Fee reversal on annual spends of ₹3 lakhs
- 20 Reward Points per ₹100 on AJIO & JioMart, 10 RP per ₹100 at other participating Reliance Retail Stores, 5 RP per ₹100 on dining, movies & entertainment, domestic and international airlines, and 2 RP per ₹100 on other retail purchases
- 1 free movie ticket per month (up to ₹250)
- 4 complimentary international lounge visits per year via Priority Pass and 2 domestic lounge visits per quarter
Milestone Benefits
Voucher Benefit(Worth ~ ₹1,500)
Spend ₹75,000 in 365 days
Voucher Benefit(Worth ~ ₹2,250)
Spend ₹1,50,000 in 365 days
Voucher Benefit(Worth ~ ₹5,000)
Spend ₹3,00,000 in 365 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Points= ₹0.25
Redemption Options
- Reliance Retail Vouchers
- Products
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Property Rental
Wallet Load
Cash Advance
Balance Transfer
Encash
Financial charges
UPI Payments on AJIO/JioMart/Participating Reliance Stores
For Spends Waiver
Fuel
Property Rental
Wallet Load
UPI Payments on AJIO/JioMart/Participating Reliance Stores
Cash Advance
Balance Transfer
Encash
Financial charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card, minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions | ₹199 |
cheque Payment Fees A fee of ₹200 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees A fee of Rs.250 + applicable taxes is levied on cash payments made at SBI branches/drop boxes for credit card bill payment | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1000 | ₹400 |
| ₹1001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹950 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Earn up to 20 Reward Points per ₹100 on AJIO & JioMart
and 10 Reward Points per Rs. 100 at other participating Reliance Retail Stores
Complimentary Priority Pass Membership Worth $99 With
4 international lounge visits per year (max 2 per quarter), plus 2 complimentary domestic airport lounge visits every quarter in India
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