City Union Bank
SalarySe Level UP Credit Card
This is an invite only card
Apply and get ₹700 Rewards
Top Benefits
Earn 37.5 SCoins per ₹100 spent via SalarySe UPI
the card's highest reward rate, On all other days of the month, earn 5–10% rewards on UPI and everyday spends
Enjoy 12 Complimentary Domestic Lounge Visits
1 complimentary domestic airport lounge visit every month on a minimum ₹10,000 spend in the previous billing cycle up to 12 visits a year
Best For
Shopping
Travel
UPI
Expert Review
Joining / Annual Fee
Joining Fees
₹590 ( ₹500 + GST )
Annual Fees
₹590 ( ₹500 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Earns 5–10 SCoins per ₹100 on UPI, online and offline spends
- Salary Day Bonus of 37.5 SCoins per ₹100 on the 1st and last day of each month via SalarySe UPI
- Includes 1 complimentary domestic airport lounge visit per month up to 12year
- a low 1% forex markup on global spends
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.20
Redemption Options
- Gift Vouchers
- Merchants
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an City Union Bank Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an City Union Bank Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Cash Withdrawal
Fuel
Gambling
Wallets
Quasi-cash
Rent
Railway
Insurance
Education
Telecom
Government Services
Agriculture Service
Transport/Toll
Post Office
For Spends Waiver
Cash Withdrawal
Fuel
Gambling
Wallets
Quasi-cash
Rent
Railway
Insurance
Education
Telecom
Government Services
Agriculture Service
Transport/Toll
Post Office
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  1% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 1% |
APR Fees Finance charges of 3.5% per month (42% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.5% |
ATM withdrawal 3% of the withdrawn amount is charged on cash advances using the credit card minimum ₹250 | 3% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹300 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹300 |
Cash Payment Fees No fee is charged via cash payment | Not Applicable |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹25000 | ₹350 |
| above ₹25000 | ₹350 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹700 Rewards
Top Benefits
Earn 37.5 SCoins per ₹100 spent via SalarySe UPI
the card's highest reward rate, On all other days of the month, earn 5–10% rewards on UPI and everyday spends
Enjoy 12 Complimentary Domestic Lounge Visits
1 complimentary domestic airport lounge visit every month on a minimum ₹10,000 spend in the previous billing cycle up to 12 visits a year
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We value your time and privacy. Your details stay secure and are used only to help you.