SBI
SBI Etihad Guest Credit Card
This card is no longer offered by bank
This card is no longer sourceable
This card is no longer offered by bank
Top Benefits
Enjoy 8 Complimentary Domestic Lounge
Visits Every Year, capped at 2 per quarter and come with a Priority Pass membership worth USD 99
Earn 3 Etihad Guest Miles on Every ₹100
Spent on Etihad.com, also earn 2 Miles on every ₹100 of international spends
Best For
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹1,769 ( ₹1499 + GST )
Annual Fees
₹1,769 ( ₹1499 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Priority Pass membership worth USD 99
- 1 Tier Mile per ₹50 up to 20,000 a year
- 5,000 Miles at ₹5,00,000 annual spends and a companion voucher at ₹10,00,000
- 8 domestic lounge visits a year, capped at 2 per quarter
Milestone Benefits
5000 reward points(Worth ~ ₹1,250)
Spend ₹5,00,000 in 365 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- Etihad Airways Flight
- Hotel Bookings
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Government Services
Balance Transfer
Cash Advance
Finance Charges
Disputed & Unauthorized Transactions
For Spends Waiver
Fuel
Government Services
Balance Transfer
Cash Advance
Finance Charges
Disputed & Unauthorized Transactions
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees A fee of ₹250 is levied when the outstanding is paid in cash over the counter at a State Bank of India branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Enjoy 8 Complimentary Domestic Lounge
Visits Every Year, capped at 2 per quarter and come with a Priority Pass membership worth USD 99
Earn 3 Etihad Guest Miles on Every ₹100
Spent on Etihad.com, also earn 2 Miles on every ₹100 of international spends
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