SBI
SBI IndiGo ELITE Credit Card
This is an invite only card
Top Benefits
Enjoy 8 Domestic and 6 International Complimentary Airport Lounge Visits
2 domestic visits per quarter on a minimum eligible spend of ₹1,00,000 in the previous calendar quarter and 2 international visits per quarter with no spend condition
Get a 6,000 IndiGo BluChips Voucher at Each
of ₹3 Lakh, ₹6 Lakh, ₹9 Lakh and ₹12 Lakh Annual Spends
Best For
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹5,899 ( ₹4999 + GST )
Annual Fees
₹5,899 ( ₹4999 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- earn 7 IndiGo BluChips per ₹100 spent on the IndiGo App and Website
- Milestone benefits give a 6,000 IndiGo BluChips Voucher at each of ₹3 lakh, ₹6 lakh, ₹9 lakh and ₹12 lakh in annual spends
- 8 complimentary domestic airport lounge visits a year maximum 2 per quarter, on spends of ₹1,00,000 in the previous quarter
- 6 complimentary international airport lounge visits a year maximum 2 per quarter
Milestone Benefits
6000 reward points(Worth ~ ₹0)
Spend ₹3,00,000 in 356 days
6000 reward points(Worth ~ ₹0)
Spend ₹6,00,000 in 365 days
6000 reward points(Worth ~ ₹0)
Spend ₹9,00,000 in 365 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 IndiGo BluChip = ₹1
Redemption Options
- IndiGo BluChips
- Flights
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Utility Bills
Government Services
Rent
Fuel
Gaming
Cross-Sell
Insurance
For Spends Waiver
Utility Bills
Government Services
Rent
Fuel
Gaming
Cross-Sell
Insurance
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  1.99% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 1.99% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees A fee of ₹250 is levied when the outstanding is paid in cash over the counter at a State Bank of India branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Enjoy 8 Domestic and 6 International Complimentary Airport Lounge Visits
2 domestic visits per quarter on a minimum eligible spend of ₹1,00,000 in the previous calendar quarter and 2 international visits per quarter with no spend condition
Get a 6,000 IndiGo BluChips Voucher at Each
of ₹3 Lakh, ₹6 Lakh, ₹9 Lakh and ₹12 Lakh Annual Spends
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