SBI
SBI KrisFlyer Credit Card
This is an invite only card
Top Benefits
Enjoy 8 Complimentary Airport Lounge Visits
every year 1 complimentary domestic lounge visit every quarter and 4 complimentary international lounge visits a year maximum 1 per quarter
Earn 5 KrisFlyer Miles per ₹200 Spent on Singapore Airlines Group
with no monthly or annual cap and Miles transferred to your Singapore Airlines KrisFlyer account on every statement date
Best For
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹3,539 ( ₹2999 + GST )
Annual Fees
₹3,539 ( ₹2999 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- earn 5 KrisFlyer Miles per ₹200 spent on Singapore Airlines Group, 5 KrisFlyer Miles per ₹200 on international spends and 2 KrisFlyer Miles per ₹200 on all other eligible spends
- Milestone benefits give an additional 3,000 KrisFlyer Miles on annual spends of ₹3 lakh and a tier upgrade to KrisFlyer Elite Silver Membership on annual spends of ₹2.5 lakh on Singapore Airlines
- 1 complimentary domestic airport lounge visit every quarter, 4 complimentary international airport lounge visits a year maximum 1 per quarter with a complimentary Priority Pass Program membership worth $99
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = 1 Krisflyer Mile
Redemption Options
- Krisflyer Miles
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Utility Bills
Government Services
Insurance
Wallet
E-Wallet Loads
Quasi Cash
Cash Withdrawal
Cash Advance
Balance Transfer
Encash
EMI
Disputed Transaction
For Spends Waiver
Fuel
Utility Bills
Government Services
Insurance
Wallet
E-Wallet Loads
Quasi Cash
Cash Withdrawal
Cash Advance
Balance Transfer
Encash
EMI
Disputed Transaction
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees A fee of ₹250 is levied when the outstanding is paid in cash over the counter at a State Bank of India branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Enjoy 8 Complimentary Airport Lounge Visits
every year 1 complimentary domestic lounge visit every quarter and 4 complimentary international lounge visits a year maximum 1 per quarter
Earn 5 KrisFlyer Miles per ₹200 Spent on Singapore Airlines Group
with no monthly or annual cap and Miles transferred to your Singapore Airlines KrisFlyer account on every statement date
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