SBI
SBI Reliance Credit Card
This is an invite only card
Top Benefits
Earn 10 Reward Points per ₹100 Spent on AJIO and JioMart Online Stores
Other participating Reliance Retail Stores earn 5 Reward Points per ₹100
Get Reliance Retail Vouchers Worth ₹2,250
three milestone slabs pay a ₹500 voucher at ₹25,000, a ₹750 voucher at ₹50,000 and a ₹1,000 voucher at ₹80,000 in annual spends
Best For
Shopping
Dining
Expert Review
Joining / Annual Fee
Joining Fees
₹589 ( ₹499 + GST )
Annual Fees
₹589 ( ₹499 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- earn 10 Reward Points per ₹100 spent on AJIO & JioMart Online Stores
- 5 Reward Points per ₹100 at other participating Reliance Retail Stores
- Milestone benefits give Reliance Retail Vouchers worth ₹500, ₹750 and ₹1,000 on annual spends of ₹25,000, ₹50,000 and ₹80,000 respectively ₹2,250 in total
- 5% instant discounts at Reliance Trends, AJIO, Zivame / Clovia, Coverstory and Urban Ladder
- 5% cashback at JioMart, additional RelianceOne points at offline grocery stores and Fashion Factory
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- Gift Vouchers
- Merchandise
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Rent
Wallet Reloads
Government Services
Balance Transfer
Cash Advance
Finance Charges
Disputed Transaction
EMI
For Spends Waiver
Fuel
Rent
Wallet Reloads
Government Services
Balance Transfer
Cash Advance
Finance Charges
Disputed Transaction
EMI
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees A fee of ₹250 is levied when the outstanding is paid in cash over the counter at a State Bank of India branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Earn 10 Reward Points per ₹100 Spent on AJIO and JioMart Online Stores
Other participating Reliance Retail Stores earn 5 Reward Points per ₹100
Get Reliance Retail Vouchers Worth ₹2,250
three milestone slabs pay a ₹500 voucher at ₹25,000, a ₹750 voucher at ₹50,000 and a ₹1,000 voucher at ₹80,000 in annual spends
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