SBI
SBI Titan Credit Card
This is an invite only card
Top Benefits
Get 7.5% Cashback on Spends at World of Titan, Titan Eye+, Fastrack & Taneira
Also get 5% cashback at Mia, CaratLane & Zoya and 3% value back as Gift Vouchers at Tanishq, with a quarterly benefit cap of ₹10,000 on the 7.5% and 5% cashback and ₹25,000 on the Tanishq value back
Enjoy 12 Complimentary Airport Lounge Visits
Every Year 8 domestic and 4 international airport lounge visits a year maximum 2 per quarter each, with a complimentary Priority Pass membership for the first 2 years and no spend condition
Best For
Shopping
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹3,539 ( ₹2999 + GST )
Annual Fees
₹3,539 ( ₹2999 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 7.5% cashback on spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata
- 5% cashback at Mia, CaratLane and Zoya
- 3% value back as Gift Vouchers at Tanishq all subject to quarterly benefit caps
- Milestone benefits give an annual fee reversal at ₹3 lakh of annual spends, a ₹5,000 Gift Voucher at ₹5 lakh and a ₹10,000 Gift Voucher at ₹10 lakh redeemable at exclusive Titan Stores
- The card also carries 8 complimentary domestic and 4 complimentary international airport lounge visits a year maximum 2 per quarter each with a complimentary Priority Pass membership for the first 2 years
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- Titan Vouchers
- Jewellery E-Vouchers
- Tanishq Vouchers
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Wallet Upload
E-wallet Loading
Rent
Utility Bills
Balance Transfer
Cash Advance
Financial Charges
For Spends Waiver
Fuel
Wallet Upload
E-wallet Loading
Rent
Utility Bills
Balance Transfer
Cash Advance
Financial Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of 2.00% of the payment amount (minimum ₹500) is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees A fee of ₹250 is levied when the outstanding is paid in cash over the counter at an SBI branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Get 7.5% Cashback on Spends at World of Titan, Titan Eye+, Fastrack & Taneira
Also get 5% cashback at Mia, CaratLane & Zoya and 3% value back as Gift Vouchers at Tanishq, with a quarterly benefit cap of ₹10,000 on the 7.5% and 5% cashback and ₹25,000 on the Tanishq value back
Enjoy 12 Complimentary Airport Lounge Visits
Every Year 8 domestic and 4 international airport lounge visits a year maximum 2 per quarter each, with a complimentary Priority Pass membership for the first 2 years and no spend condition
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.