SBI
Tata Neu Infinity SBI Credit Card
This is an invite only card
Apply and get ₹1200 Rewards
Top Benefits
Welcome Gift by Getting 1,499 NeuCoins
credited to the Tata NeuPass account upon realization of joining fee.
Get Extra 5% NeuCoins Back
on select category spends on Tata Neu App/Website
Best For
Fuel
Shopping
Travel
UPI
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹1,769 ( ₹1499 + GST )
Eligibility
Age
Criteria*
21-70 years
Salary
Criteria*
6LPA
Credit
Rating*
730+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
All Card Benefits
- Get 1,499 NeuCoins (1 NeuCoin = Re 1 savings) on payment of the joining fee.
- Redeem your NeuCoins on Tata Neu App/Website and partner Tata Brands.
- 5% back as NeuCoins on non-EMI spends on Tata Neu App/Website and partner Tata Brands.
- Extra 5% back as NeuCoins on select categories on Tata Neu App/Website.
- 1.5% back as NeuCoins on other spends, including UPI spends (applicable on spends on RuPay variant).
- NeuCoins will be auto credited to your NeuPass account on the monthly statement cycle.
- Annual fee reversal on annual spends of Rs. 3 Lakh or more.
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
N/A
To check redemption catalogue
N/A
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an SBI Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
N/A
For Spends Waiver
N/A
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.5% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 42%
| 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals. | 1.80% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 + GST |
cheque Payment Fees A fee of ₹100 is charged for payments made through cheque | ₹100 |
Cash Payment Fees | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 – ₹500 | 0 |
| ₹501 – ₹1,000 | ₹400 |
| ₹1,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹950 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| ₹50,001 and above | ₹1,300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1200 Rewards
Top Benefits
Welcome Gift by Getting 1,499 NeuCoins
credited to the Tata NeuPass account upon realization of joining fee.
Get Extra 5% NeuCoins Back
on select category spends on Tata Neu App/Website
The smartest way to find your great credit card
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