SBI

Tata Neu Infinity SBI Credit Card

This is an invite only card

Apply and get ₹1200 Rewards

Top Benefits

Welcome Gift by Getting 1,499 NeuCoins

credited to the Tata NeuPass account upon realization of joining fee.

Get Extra 5% NeuCoins Back

on select category spends on Tata Neu App/Website

Best For

Fuel

Shopping

Travel

UPI

Expert Review

Joining / Annual Fee

Joining Fees

₹0 ( ₹0 + GST )

logo N/A

Annual Fees

₹1,769 ( ₹1499 + GST )

logo Joining fee is waiver off at the annual spends of ₹3 Lakh or more

Eligibility

Age
Criteria*

21-70 years

Salary
Criteria*

6LPA

Credit
Rating*

730+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

Yes

See if you are eligible for this card

All Card Benefits

Get 1,499 NeuCoins (1 NeuCoin = Re 1 savings) on payment of the joining fee.
Redeem your NeuCoins on Tata Neu App/Website and partner Tata Brands.
5% back as NeuCoins on non-EMI spends on Tata Neu App/Website and partner Tata Brands.
Extra 5% back as NeuCoins on select categories on Tata Neu App/Website.
1.5% back as NeuCoins on other spends, including UPI spends (applicable on spends on RuPay variant).
NeuCoins will be auto credited to your NeuPass account on the monthly statement cycle.
Annual fee reversal on annual spends of Rs. 3 Lakh or more.

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

N/A

Redemption Options

N/A

To check redemption catalogue

N/A

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

If you currently hold or have ever held an SBI Credit Card, you are not eligible for Gift Card
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via Great.Cards to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

N/A

For Spends Waiver

N/A

Bank Fee Structure

Structure	Details
Forex Markups 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500	3.50%
APR Fees 3.5% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 42%	3.75%
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).	2.50%
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request.	₹99
Link for all T&Cs	Click Here
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals.	1.80%
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card	₹199 + GST
cheque Payment Fees A fee of ₹100 is charged for payments made through cheque	₹100
Cash Payment Fees	₹250

Late Payment Fees	Amount Due
₹0 – ₹500	0
₹501 – ₹1,000	₹400
₹1,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹950
₹25,001 – ₹50,000	₹1,100
₹50,001 and above	₹1,300