SBI
Tata Neu Plus SBI Card
This is an invite only card
Apply and get ₹1400 Rewards
Top Benefits
Get 4 Domestic Airport Lounge
accesses every year (1 per quarter), unlocked on achieving ₹50,000 spends in the previous quarter
Earn Accelerated NeuCoins on Grocery and Daily-Needs Spends
across partner Tata brands such as BigBasket via the Tata Neu platform
Best For
Shopping
Grocery Shopping
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹589 ( ₹499 + GST )
Annual Fees
₹589 ( ₹499 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 2% value back as NeuCoins on non-EMI spends at the Tata Neu App / Website and partner Tata brands
- An extra 5% as NeuCoins on select category spends at Tata Neu
- 1% value back on all other spends including UPI
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward point = ₹1
Redemption Options
- Tata Neu app/website
- BigBasket, Croma, Air India, Westside, Titan, Tanishq, Taj Hotels, and Tata 1mg
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an SBI Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Wallet Loads
Rent Payments
Utility Payments
EMI Transactions
Cash Withdrawals
Fees & Charges
Interest
Payment Returned Charges
Late Payment Fees
For Spends Waiver
Fuel
Wallet Loads
Rent Payments
Utility Payments
EMI Transactions
Cash Withdrawals
Fees & Charges
Interest
Payment Returned Charges
Late Payment Fees
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees ₹250 cash payment fee per deposit | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹10000 | ₹ 750 |
| ₹10000 - ₹25000 | ₹ 950 |
| ₹25001- ₹ 50000 | ₹ 1100 |
| ₹50000 and above | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1400 Rewards
Top Benefits
Get 4 Domestic Airport Lounge
accesses every year (1 per quarter), unlocked on achieving ₹50,000 spends in the previous quarter
Earn Accelerated NeuCoins on Grocery and Daily-Needs Spends
across partner Tata brands such as BigBasket via the Tata Neu platform
The smartest way to find your great credit card
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We value your time and privacy. Your details stay secure and are used only to help you.