Yes Bank
YES BANK SELECT Credit Card
This is an invite only card
Apply and get ₹700 Rewards
Top Benefits
Earn 8 YES Rewardz Points per ₹200 on Online Shopping
and 4 per ₹200 on offline shopping, plus Buy 1 Get 1 free on movie tickets via District
Enjoy 1 Complimentary Domestic Airport Lounge
visit per quarter, plus complimentary membership to 1000+ international lounges outside India
Best For
Shopping
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹707 ( ₹599 + GST )
Annual Fees
₹707 ( ₹599 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
6LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Accelerated reward points on online shopping
- Buy 1 Get 1 on movie tickets and mall Accelerated reward points on online shopping
- Complimentary Domestic lounge access
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 YES Rewardz Point = ₹0.25
Redemption Options
- Flight & Hotel Bookings
- Merchandise
- Vouchers
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an Yes Bank Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an Yes Bank Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent
Wallet Load
Fuel
Government Spends
Marketing/Advertising
Cash withdrawals
EMI
Insurance
Education
Railways
Toll
Ferry
Jewellery Transaction
For Spends Waiver
Rent
Wallet Load
Fuel
Government Spends
Marketing/Advertising
Cash withdrawals
EMI
Insurance
Education
Railways
Toll
Ferry
Jewellery Transaction
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.99% per month (47.88% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.99% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.5% |
Reward Redemption Fees ₹100 redemption fee per redemption | ₹100 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹450 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹450 |
Cash Payment Fees ₹500 cash payment fee per deposit | ₹500 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹100 - ₹500 | ₹150 |
| ₹500 - ₹5000 | ₹500 |
| ₹5000 - ₹20,000 | ₹750 |
| ₹20,000 and above | ₹1000 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹700 Rewards
Top Benefits
Earn 8 YES Rewardz Points per ₹200 on Online Shopping
and 4 per ₹200 on offline shopping, plus Buy 1 Get 1 free on movie tickets via District
Enjoy 1 Complimentary Domestic Airport Lounge
visit per quarter, plus complimentary membership to 1000+ international lounges outside India
The smartest way to find your great credit card
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